Our Responsibility

AccessGroup KPIs at end Q4/2017
Total assets
EUR 453m
Gross loan portfolio
EUR 333m
No. of active borrowers
Total deposits
EUR 134m
No. of deposit accounts
No. of staff
No. of branches



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As an internationally operating bank network, we feel that our responsibility is manifold. As a consequence we have over the years elaborated an individual and comprehensive CSR-profile. This profile comprises all activities and guidelines in areas in which Access Holding is determined to take on a role that goes beyond compliance with legal obligations and basic ethical standards.

Access Holding attributes high importance to considering and acting in the interest of our different stakeholders (such as clients, communities, shareholders, the environment) in order to do business in a sustainable and responsible way. We are aware that we operate in countries where it can seem especially important that the private sector takes on its responsibility to contribute to sustainable development. Our network banks therefore not only consider their profitability and growth but also take on the interests of the societies and environments they are operating in. As such, our banks not only stand out because of their microfinance-banking expertise but also because their business model is backed by a corporate culture that has a strong ethical and moral basis.

Operating in the microfinance sector makes it especially important for Access Holding to grant the sustainable practice of this responsibility. We are doing business in developing countries and target social groups usually excluded from the traditional banking system. Therefore our engagement is focused on:

  • Responsible Lending (Client Protection)
  • Sustainable Human Resources Management Practices 
  • High Social and Environmental Standards 
  • Supporting Community Development