Our Network


 26,338 km2
GDP per capita (USD)

AccessHolding 75.00%
IFC 13.70%
KfW 11.30%


KPIs at end Q4/2017
Total assets
EUR 11.6m
Gross loan portfolio
EUR 8.6m
No. of active borrowers
Total deposits
EUR 4.3m
No. of deposit accounts
No. of staff
No. of branches



AB Bank Rwanda

AB Bank Rwanda (ABR) was established in 2013 jointly by Access Microfinance Holding AG (“AccessHolding”) of Berlin/Germany and three of the most reputable investors in the global microfinance industry: the International Finance Corporation (IFC), KfW Development Bank and FMO, the Dutch development bank. The founding shareholders have committed an initial capital endowment of RWF 3.5 billion (approx. EUR 4.1 million) to the bank, of which AccessHolding provided 50.5%.

On December 31, 2013, The National Bank of Rwanda had granted ABR the license to operate as a Microfinance Bank, and operations have started shortly thereafter from its first branch in the Nyamirambo area of Kigali. The mission of ABR is to be a socially responsible bank for the lower and middle income strata of the Rwandan society and to be the one-stop bank of choice for micro and small enterprises in the country.

Christoph Diehl, a Member of AccessHolding’s Management Board and the Chairman of AB Bank Rwanda’s Board of Directors, commented: “The creation of AB Bank Rwanda marks the continuation of our expansion strategy in Sub-Saharan Africa in general and East/Southeast Africa in particular. We are convinced that the bank will set new standards in the Rwandan microfinance sector in terms of customer service, transparency as well as speed and ease of access. By doing so, we aim to make a meaningful contribution to enterprise development, employment and income generation.”

Mr. Diehl added that AB Bank Rwanda will expand from its home base, Kigali, to other locations across Rwanda in the coming years.


Information about AB Bank Rwanda can also be found on the bank's webpage www.abbank.rw