Our Network


 86,600 km2
GDP per capita (USD)

AccessHolding 17.82%
BSTDB 20.49%
IFC 20.86%


EBRD 18.54%
LFS. 3.74%


KPIs at end Q4/2017
Total assets
EUR 409.3m
Gross loan portfolio
EUR 342.6m
No. of active borrowers
Total deposits
EUR 216.3m
No. of deposit accounts
No. of staff
No. of branches



AccessBank in Azerbaijan

AccessBank Azerbaijan was founded by LFS Financial Systems and a multinational group of partners (the Black Sea Trade and Development Bank, the European Bank for Reconstruction and Development, the International Finance Corporation, and KfW Development Bank) in late 2002 under the original name of ‘Micro Finance Bank of Azerbaijan’. AccessHolding was admitted as a shareholder after its foundation in 2006. In 2008, it was renamed into AccessBank and has since then been the premier bank of the AccessBank network.

The bank has demonstrated strong growth from the beginning and quickly evolved into the leading provider of financial services to micro, small and medium-sized enterprises (MSMEs) in Azerbaijan. But even beyond the realm of MSME finance, AccessBank is a recognized quality leader with one of the highest ratings in the banking sector of Azerbaijan.

The bank has won various prestigious awards (by different international institutes) as the best bank in Azerbaijan in the last years.


In its pursuit to be a “house bank” for its target clientele of MSMEs and general lower/middle income groups in Azerbaijan, ABA has successively broadened its range of products. It now offers various types of business and personal loans, housing and agricultural loans, different types of customer deposits, a variety of money transfer services as well as payment cards. A growing number of larger SMEs are also using advanced banking services, such as salary payment facilities and up-to-date trade financing products, such as letters of credit (L/C) and letters of guarantee within the framework of the European Bank for Reconstruction and Development’s “Trade Facilitation Program”.


For more information about AccessBank and its latest news please visit the company website

Bank Active
Customers Team