About Us

AccessGroup KPIs at end Q4/2017
Total assets
EUR 453m
Gross loan portfolio
EUR 333m
No. of active borrowers
Total deposits
EUR 134m
No. of deposit accounts
No. of staff
No. of branches



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Management Board


The Management Board of AccessHolding is currently composed of three members:

Bernd Zattler

Mr Zattler is Chief Executive Officer of AccessHolding. He also serves as a member and chairman of some of the holding's investees. In 1994, Mr Zattler established the consulting firm LFS Advisory GmbH (former name LFS Financial Systems), the founding shareholder of AccessHolding. His prior professional experience includes work for a multinational firm and in other institutions engaged in development finance. Mr Zattler holds a PhD in Economics and is fluent in German, English, French and Spanish.

Thomas Engelhardt

Mr Engelhardt is AccessHolding's Chief Operations Officer. He joined LFS Advisory GmbH as a Partner in 1996 and has served on the AccessHolding management board since its foundation in 2006. He was also the first General Manager of AccessBank Azerbaijan and held other managerial positions in Berlin and abroad. Mr Engelhardt has an M.Sc degree in Economics, and speaks German, English, Russian and Serbo-Croat.

Rolf Reichardt

Mr. Reichardt joined the AccessHolding Management Board as Chief Finance & Risk Officer in August 2018. Previously, he worked as CFO and later as CEO of AccessBank Azerbaijan. His former professional experience covers various risk management functions in some of the largest German banks. Mr. Reichardt has a doctoral degree in Finance and a M.Sc. in Economics. He speaks German, English, French and Russian.

Within the governance structure of AccessHolding, the Management Board is responsible for the day-to-day operations (including the formulation of investment proposals) and supports the Supervisory Board in its control and decision making functions. With the successive development of globally standardised policies, products and systems (solutions) across the Access Network, the Management of AccessHolding is also responsible to ensure that member banks are operating in consistency with these standards, so as for the Group to reap network synergies and facilitate the exchange of personnel and other resources between banks.