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Client Protection

AccessHolding has issued a Focus Note on Client Protection.


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AccessGroup as at end of Q2-2014

Total assets

EUR 1.07bn

Gross loan portfolio

EUR 839.2m

No. of active borrowers


PAR (>30 days)


Total  Deposits

EUR 388.3m

No. of deposit accounts


No. of staff


No. of branches




Access Microfinance Holding AG („AccessHolding“) was established in 2006 by a group of international shareholders from the public and private sectors. The business purpose of AccessHolding is to build up and control a network of commercial banks in developing and transition countries (the “AccessGroup”) with a target group focus on micro, small and medium-sized enterprises (MSMEs).
The AccessGroup currently comprises nine financial institutions located in Sub-Saharan Africa, Central Asia and the Caucasus. Further members will be added to the Group successively in these and other regions. The head office of AccessHolding, the parent company of the Group, is located in Berlin/Germany.
The day-to-day business of AccessHolding is overseen by the Management Board, whereas the Supervisory Board is responsible for the formulation of strategy and risk guidelines as well as the approval of investment decisions. AccessHolding has a strategic partnership with LFS Financial Systems GmbH, which provides managerial and other technical services both to the holding company and its network banks.
AccessHolding is organised as a Joint Stock Corporation (Aktiengesellschaft) under German laws.